15 Tips For ROOFING CONTRACTOR Success

There is not any such thing as being over protective with regards to your home as well as your finances. There are many roofing contractors out there which are willing to bend the rules to simplify things for themselves, resulting in problems for you as well as your roof. Even honest contractors make mistakes every occasionally. That’s why it’s important to know these 4 simple methods to protect yourself whenever choosing a roofing contractor.

Workers Compensation
Problem: You hire a roofing contractor to fix a leak on your own roof. One of their workers decides never to use proper safety procedures and falls, breaking his leg. The employee holds you responsible to cover his medical expenses, because he was hurt on your own property.

Solution: Roofers Compensation is a type of insurance covering roofing injuries. If a roofing contractor has workers compensation, any injured employees have entitlement to recover expenses for hospital bills and being out of work. Be sure that your roofing contractor has workers compensation so that you are saved the difficulty and expenses of paying those bills yourself.

Liability Insurance
Problem: Your roofing contractor leaves your roof uncovered after removing your shingles. That night there is an unexpected storm. Water seeps into your home and damages your sheet rock, carpet and some nice furniture. Your roofing contractor has liability insurance, but there are exclusions preventing coverage of the interior of your building. You wind up paying to repair the damages yourself.

Solution: If damage occurs to your house or building that is the fault of a roofing contractor, you want to be sure they will have good liability insurance. This can cover anything from broken windows to damaged interiors as mentioned in the problem above. Some contractors have liability insurance, but their insurance company offers so many exclusions that it is almost like there is absolutely no coverage at all. Look for coverage that doesn’t exclude water damage and mold resulting from leaving a roof open.

Business License
Problem: You hire a fresh roofing company to focus on your roof. A few months later you see a leak. You make an effort to contact the business, but can’t find their information. You try to look them up by their business license and you also find that there was never a small business license issued for that company. You’re forced to pay for the repairs yourself.

Solution: Check ahead of time that your roofing contractor has a business license. If they don’t possess a license, it could be a sign that they don’t know what they are doing. The business could easily disappear or go out of business.

In hawaii of Utah, your roofing company should have a shingle license and a general roofing license to set up a pitched roof. A set roof installation only requires a general roofing license.

An over-all contractor is legally able to install a roof with out a roofing license if they have an over-all contractor license. However, there were a lot of cases of contractors branching out and installing roofs themselves when they lack the correct training. This causes problems for building owners and also home owners. It is perfect for a general contractor to have a roofing license along with their general contractors license.

In Utah, the number for an over-all roofing licence is S280. The general contractors license is B100.

If your roofing contractor is in the middle of working on your roof and you also find that they have given fraudulent business license information, (in Utah) you have the choice to terminate their service right away. You are not necessary to pay anything to the contractor since they were operating illegally. After that you can find a qualified contractor to fix your roof and finish the job.

Lien Waiver
Problem: Your roof has been completed and you pay the contractor. However, a few weeks later, the contractor’s supplier contacts you requesting a payment for the materials installed on your own roof. You discover that your contractor did not pay his supplier and that you will be now responsible for that payment. It has happened and can happen to you.

Solution: Make sure to request a lien waiver when the job is completed and before you pay. Exceptional Metals waiver simply states that when the contractor does not make his payments to a supplier or employees, you are not responsible to cover them. It is ultimately in place to safeguard the home or building owner from paying twice. If you receive the lien waiver before you pay, it really is conditional upon your payment. However, once your payment has cleared, the lien waver becomes unconditional without any additional paperwork.